I am ABD in Finance from Stanford University, Graduate School of Business. I also have a Master’s in Statistics from Stanford, and was a double major in Applied Math and Economics from UC-Berkeley.
I have worked in Management Consulting and a Financial Management Startup, but the majority of my career has been in insurance. My insurance experience started on the health side with a division of HealthNet, then moved to property/casualty with CNA, Zurich, Allstate and Sentry.
I led Quantitative Analytics and Research at Allstate, and also spent time as the state manager of Allstate New Jersey, where I was responsible for the profitable growth of more than $1 billion in premium.
I created the Advanced Analtyics department at Sentry and led that for many years, before switching over to the UW-Madison Business School to teach.
Selected Published Journal Articles
Zhong, F. & Rosenberg, M. & Agterberg, J. & Crabb, R. (2021). Social Determinant-Based Profiles of US Adults Adults with the Highest and Lowest Health Expenditures Using Clusters North American Actuarial Journal
Agterberg, J. & Zhong, F. & Crabb, R. & Rosenberg, M. (2020). Cluster Analysis Application to Identify Groups of Individuals with High Health Expenditures Health Services and Outcomes Research Methodology
Predictive Analytics Conference (2017) A Numerical Taxonomy Application to Cluster Individuals for Predicting Health Care Expenditures